Why Self‑Employed UK Expats in Australia Struggle to Get a Mortgage

Think about this: you’ve spent years building a business. The dedication, the late nights, the early mornings—all aimed at achieving financial independence. For many people in the UK who move to Australia in search of opportunity, buying a home becomes a central part of making a new life overseas. Yet when it comes time to apply for a mortgage, particularly if you’re self-employed, Australian banks often treat you as though you’re an unpredictable risk. If you’re a Brit who has set up a business in Sydney, Melbourne, or Brisbane, you may have already discovered how frustrating it can be to...

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